{"id":8383,"date":"2026-06-14T15:58:02","date_gmt":"2026-06-14T13:58:02","guid":{"rendered":"https:\/\/dobrocsi.com\/?p=8383"},"modified":"2026-08-30T10:43:24","modified_gmt":"2026-08-30T08:43:24","slug":"csodeljaras-es-csodvedelem","status":"publish","type":"post","link":"https:\/\/dobrocsi.com\/hu\/csodeljaras-es-csodvedelem\/","title":{"rendered":"Cs\u0151delj\u00e1r\u00e1s \u00e9s cs\u0151dv\u00e9delem: mikor jelenthet val\u00f3di seg\u00edts\u00e9get egy bajba ker\u00fclt c\u00e9gnek?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Egy v\u00e1llalkoz\u00e1s \u00e9let\u00e9ben el\u0151fordulhat olyan helyzet, amikor \u00e1tmeneti fizet\u00e9si neh\u00e9zs\u00e9gek mer\u00fclnek fel, de a c\u00e9g m\u0171k\u00f6d\u00e9se, \u00fcgyf\u00e9lk\u00f6re vagy \u00fczleti modellje alapj\u00e1n m\u00e9g re\u00e1lis es\u00e9ly van a reorganiz\u00e1ci\u00f3ra. Ilyenkor nem minden esetben a <strong><a href=\"https:\/\/dobrocsi.com\/hu\/felszamolasi-eljaras-ugyved\/\" target=\"_blank\" rel=\"noopener\">felsz\u00e1mol\u00e1si elj\u00e1r\u00e1s<\/a><\/strong> az egyetlen lehets\u00e9ges \u00fat. Bizonyos esetekben a cs\u0151delj\u00e1r\u00e1s \u00e9s az ahhoz kapcsol\u00f3d\u00f3 cs\u0151dv\u00e9delem lehet\u0151s\u00e9get adhat arra, hogy a t\u00e1rsas\u00e1g id\u0151t nyerjen, t\u00e1rgyaljon a hitelez\u0151ivel, \u00e9s megpr\u00f3b\u00e1ljon egyezs\u00e9get k\u00f6tni.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A cs\u0151delj\u00e1r\u00e1s c\u00e9lja nem a t\u00e1rsas\u00e1g megsz\u00fcntet\u00e9se, hanem annak megment\u00e9se, illetve m\u0171k\u00f6d\u00e9s\u00e9nek rendez\u00e9se. A cs\u0151delj\u00e1r\u00e1s sor\u00e1n az ad\u00f3s fizet\u00e9si halad\u00e9kot kap, \u00e9s cs\u0151degyezs\u00e9g megk\u00f6t\u00e9s\u00e9re tesz k\u00eds\u00e9rletet. A hat\u00e1lyos Cs\u0151dt\u00f6rv\u00e9ny meghat\u00e1roz\u00e1sa szerint a cs\u0151delj\u00e1r\u00e1s olyan elj\u00e1r\u00e1s, amelynek sor\u00e1n az ad\u00f3s a cs\u0151degyezs\u00e9g megk\u00f6t\u00e9se \u00e9rdek\u00e9ben fizet\u00e9si halad\u00e9kot kap, \u00e9s cs\u0151degyezs\u00e9g megk\u00f6t\u00e9s\u00e9re tesz k\u00eds\u00e9rletet.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mit jelent a cs\u0151dv\u00e9delem?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A k\u00f6znyelvben gyakran cs\u0151dv\u00e9delemnek nevezik azt a fizet\u00e9si halad\u00e9kot, amely a cs\u0151delj\u00e1r\u00e1s sor\u00e1n az ad\u00f3st megilleti. Ez azt jelenti, hogy a t\u00e1rsas\u00e1g meghat\u00e1rozott ideig v\u00e9delmet kap a hitelez\u0151i k\u00f6vetel\u00e9s\u00e9rv\u00e9nyes\u00edt\u00e9ssel szemben, mik\u00f6zben lehet\u0151s\u00e9ge van arra, hogy a hitelez\u0151kkel egyezs\u00e9gi t\u00e1rgyal\u00e1sokat folytasson.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A b\u00edr\u00f3s\u00e1gi t\u00e1j\u00e9koztat\u00f3 szerint az ad\u00f3st a cs\u0151delj\u00e1r\u00e1sban fizet\u00e9si halad\u00e9k illeti meg, amely f\u0151szab\u00e1ly szerint a cs\u0151delj\u00e1r\u00e1s elrendel\u00e9s\u00e9nek k\u00f6zz\u00e9t\u00e9tel\u00e9t k\u00f6vet\u0151 120. napot k\u00f6vet\u0151 m\u00e1sodik munkanap 0 \u00f3r\u00e1ig tart. A fizet\u00e9si halad\u00e9k megfelel\u0151 felt\u00e9telek eset\u00e9n meghosszabb\u00edthat\u00f3, a Cs\u0151dt\u00f6rv\u00e9ny alapj\u00e1n pedig a meghosszabb\u00edtott fizet\u00e9si halad\u00e9k legfeljebb a cs\u0151delj\u00e1r\u00e1s kezd\u0151 id\u0151pontj\u00e1t\u00f3l sz\u00e1m\u00edtott 365 napig tarthat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A cs\u0151dv\u00e9delem teh\u00e1t nem v\u00e9gleges mentes\u00fcl\u00e9s a tartoz\u00e1sok al\u00f3l, hanem egy jogilag szab\u00e1lyozott id\u0151szak, amely alatt a c\u00e9g lehet\u0151s\u00e9get kap a helyzet rendez\u00e9s\u00e9re.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mikor lehet \u00e9rtelme cs\u0151delj\u00e1r\u00e1st kezdem\u00e9nyezni?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cs\u0151delj\u00e1r\u00e1s akkor lehet re\u00e1lis megold\u00e1s, ha a t\u00e1rsas\u00e1g nem egyszer\u0171en m\u0171k\u00f6d\u00e9sk\u00e9ptelen, hanem \u00e1tmeneti fizet\u00e9si neh\u00e9zs\u00e9ggel k\u00fczd, \u00e9s van es\u00e9ly arra, hogy a hitelez\u0151kkel egyezs\u00e9get k\u00f6ss\u00f6n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">K\u00fcl\u00f6n\u00f6sen akkor mer\u00fclhet fel cs\u0151delj\u00e1r\u00e1s lehet\u0151s\u00e9ge, ha:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>a c\u00e9gnek van m\u0171k\u00f6d\u0151 \u00fczleti tev\u00e9kenys\u00e9ge;<\/li>\n\n\n\n<li>vannak teljes\u00edthet\u0151 szerz\u0151d\u00e9sei vagy v\u00e1rhat\u00f3 bev\u00e9telei;<\/li>\n\n\n\n<li>a fizet\u00e9si neh\u00e9zs\u00e9g \u00e1tmeneti jelleg\u0171;<\/li>\n\n\n\n<li>a hitelez\u0151kkel re\u00e1lis egyezs\u00e9gi javaslat dolgozhat\u00f3 ki;<\/li>\n\n\n\n<li>a t\u00e1rsas\u00e1g vezet\u00e9se id\u0151ben felismeri a probl\u00e9m\u00e1t;<\/li>\n\n\n\n<li>a c\u00e9g k\u00f6nyvel\u00e9se, iratanyaga \u00e9s vagyoni helyzete \u00e1ttekinthet\u0151;<\/li>\n\n\n\n<li>a c\u00e9l nem a megsz\u00fcntet\u00e9s, hanem a m\u0171k\u00f6d\u00e9s rendez\u00e9se.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A cs\u0151delj\u00e1r\u00e1s ugyanakkor nem minden esetben megfelel\u0151 eszk\u00f6z. Ha a t\u00e1rsas\u00e1gnak nincs re\u00e1lis m\u0171k\u00f6d\u00e9si perspekt\u00edv\u00e1ja, nincsenek v\u00e1rhat\u00f3 bev\u00e9telei, vagy a hitelez\u0151kkel val\u00f3 egyezs\u00e9g es\u00e9lye csek\u00e9ly, akkor a cs\u0151delj\u00e1r\u00e1s \u00f6nmag\u00e1ban nem fogja megoldani a p\u00e9nz\u00fcgyi probl\u00e9m\u00e1t.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mi\u00e9rt fontos az el\u0151k\u00e9sz\u00edt\u00e9s?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A cs\u0151delj\u00e1r\u00e1s egyik legfontosabb r\u00e9sze az el\u0151k\u00e9sz\u00edt\u00e9s. A k\u00e9relem beny\u00fajt\u00e1sa el\u0151tt \u00e1t kell tekinteni a t\u00e1rsas\u00e1g tartoz\u00e1sait, k\u00f6vetel\u00e9seit, szerz\u0151d\u00e9seit, folyamatban l\u00e9v\u0151 \u00fcgyeit, valamint azt is, hogy milyen egyezs\u00e9gi aj\u00e1nlat tehet\u0151 a hitelez\u0151k fel\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A b\u00edr\u00f3s\u00e1g nem automatikusan \"menti meg\" a c\u00e9get. A cs\u0151delj\u00e1r\u00e1s csak akkor lehet eredm\u00e9nyes, ha a k\u00e9relem jogilag megfelel\u0151en el\u0151k\u00e9sz\u00edtett, a sz\u00fcks\u00e9ges iratok rendelkez\u00e9sre \u00e1llnak, \u00e9s a c\u00e9gnek van olyan reorganiz\u00e1ci\u00f3s elk\u00e9pzel\u00e9se, amely a hitelez\u0151k sz\u00e1m\u00e1ra is \u00e9rt\u00e9kelhet\u0151.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Irod\u00e1nk tapasztalata szerint a megfelel\u0151en el\u0151k\u00e9sz\u00edtett cs\u0151delj\u00e1r\u00e1si k\u00e9relem jelent\u0151sen cs\u00f6kkentheti a hi\u00e1nyp\u00f3tl\u00e1s, az elj\u00e1r\u00e1si k\u00e9sedelem \u00e9s a sikertelen elj\u00e1r\u00e1s kock\u00e1zat\u00e1t.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mit vizsg\u00e1ljunk meg cs\u0151delj\u00e1r\u00e1s el\u0151tt?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cs\u0151delj\u00e1r\u00e1s kezdem\u00e9nyez\u00e9se el\u0151tt c\u00e9lszer\u0171 legal\u00e1bb az al\u00e1bbi k\u00e9rd\u00e9seket \u00e1ttekinteni:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>pontosan kik a hitelez\u0151k, \u00e9s milyen \u00f6sszeg\u0171 k\u00f6vetel\u00e9seik vannak;<\/li>\n\n\n\n<li>vannak-e vitatott k\u00f6vetel\u00e9sek;<\/li>\n\n\n\n<li>van-e folyamatban felsz\u00e1mol\u00e1si k\u00e9relem vagy v\u00e9grehajt\u00e1s;<\/li>\n\n\n\n<li>milyen szerz\u0151d\u00e9ses k\u00f6telezetts\u00e9gek terhelik a c\u00e9get;<\/li>\n\n\n\n<li>van-e es\u00e9ly bev\u00e9telre, finansz\u00edroz\u00e1sra vagy reorganiz\u00e1ci\u00f3ra;<\/li>\n\n\n\n<li>milyen egyezs\u00e9gi aj\u00e1nlat tehet\u0151 a hitelez\u0151knek;<\/li>\n\n\n\n<li>rendelkez\u00e9sre \u00e1llnak-e a sz\u00fcks\u00e9ges sz\u00e1mviteli \u00e9s c\u00e9gjogi dokumentumok;<\/li>\n\n\n\n<li>a vezet\u0151 tiszts\u00e9gvisel\u0151 milyen k\u00f6telezetts\u00e9gekkel \u00e9s felel\u0151ss\u00e9ggel sz\u00e1molhat.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ezeket a k\u00e9rd\u00e9seket \u00e9rdemes \u00fcgyv\u00e9ddel \u00e9s k\u00f6nyvel\u0151vel\/ad\u00f3tan\u00e1csad\u00f3val egy\u00fctt vizsg\u00e1lni, mert a cs\u0151delj\u00e1r\u00e1s egyszerre jogi, p\u00e9nz\u00fcgyi \u00e9s strat\u00e9giai d\u00f6nt\u00e9s.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Cs\u0151delj\u00e1r\u00e1s vagy felsz\u00e1mol\u00e1s?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A cs\u0151delj\u00e1r\u00e1s \u00e9s a <strong><a href=\"https:\/\/dobrocsi.com\/hu\/felszamolasi-eljaras-ugyved\/\" target=\"_blank\" rel=\"noopener\">felsz\u00e1mol\u00e1si elj\u00e1r\u00e1s<\/a><\/strong> c\u00e9lja elt\u00e9r\u0151. A cs\u0151delj\u00e1r\u00e1s alapvet\u0151en reorganiz\u00e1ci\u00f3s elj\u00e1r\u00e1s: c\u00e9lja, hogy az ad\u00f3s fizet\u00e9si halad\u00e9kot kapjon, \u00e9s egyezs\u00e9get k\u00f6ss\u00f6n a hitelez\u0151ivel. A felsz\u00e1mol\u00e1s ezzel szemben a fizet\u00e9sk\u00e9ptelen t\u00e1rsas\u00e1g jogut\u00f3d n\u00e9lk\u00fcli megsz\u00fcntet\u00e9s\u00e9re ir\u00e1nyul.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ez\u00e9rt fontos, hogy a c\u00e9g ne t\u00fal k\u00e9s\u0151n kezdjen jogi seg\u00edts\u00e9get k\u00e9rni. Min\u00e9l el\u0151bb t\u00f6rt\u00e9nik meg a helyzet jogi \u00e9s p\u00e9nz\u00fcgyi \u00e1ttekint\u00e9se, ann\u00e1l nagyobb es\u00e9ly lehet arra, hogy a t\u00e1rsas\u00e1g m\u00e9g reorganiz\u00e1ci\u00f3s megold\u00e1st tal\u00e1ljon, \u00e9s ne kiz\u00e1r\u00f3lag felsz\u00e1mol\u00e1si kock\u00e1zattal kelljen sz\u00e1molnia.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mit tehet az \u00fcgyv\u00e9d cs\u0151delj\u00e1r\u00e1s eset\u00e9n?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00dcgyv\u00e9di k\u00f6zrem\u0171k\u00f6d\u00e9sre a <strong><a href=\"https:\/\/dobrocsi.com\/hu\/csodeljaras-csodvedelem-cegeknek\/\" target=\"_blank\" rel=\"noopener\">cs\u0151delj\u00e1r\u00e1s<\/a><\/strong>t\u00f6bb pontj\u00e1n is sz\u00fcks\u00e9g lehet. Ilyen k\u00fcl\u00f6n\u00f6sen:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>a cs\u0151delj\u00e1r\u00e1s megind\u00edt\u00e1sa el\u0151tti jogi helyzetelemz\u00e9s;<\/li>\n\n\n\n<li>a k\u00e9relem \u00e9s mell\u00e9kleteinek el\u0151k\u00e9sz\u00edt\u00e9se;<\/li>\n\n\n\n<li>a t\u00e1rsas\u00e1gi d\u00f6nt\u00e9sek \u00e9s sz\u00fcks\u00e9ges okiratok elk\u00e9sz\u00edt\u00e9se;<\/li>\n\n\n\n<li>a hitelez\u0151i strukt\u00fara \u00e1ttekint\u00e9se;<\/li>\n\n\n\n<li>egyezs\u00e9gi t\u00e1rgyal\u00e1sok jogi t\u00e1mogat\u00e1sa;<\/li>\n\n\n\n<li>hitelez\u0151i ig\u00e9nyek, vitatott k\u00f6vetel\u00e9sek kezel\u00e9se;<\/li>\n\n\n\n<li>kapcsolattart\u00e1s a vagyonfel\u00fcgyel\u0151vel;<\/li>\n\n\n\n<li>jogi strat\u00e9gia kialak\u00edt\u00e1sa a cs\u0151degyezs\u00e9g \u00e9rdek\u00e9ben.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A cs\u0151delj\u00e1r\u00e1sban a gyorsas\u00e1g \u00e9s a pontoss\u00e1g k\u00fcl\u00f6n\u00f6sen fontos. Egy hi\u00e1nyosan el\u0151k\u00e9sz\u00edtett k\u00e9relem id\u0151vesztes\u00e9get, bizonytalans\u00e1got vagy ak\u00e1r az elj\u00e1r\u00e1s sikertelens\u00e9g\u00e9t is eredm\u00e9nyezheti.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00d6sszegz\u00e9s<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A cs\u0151delj\u00e1r\u00e1s nem minden fizet\u00e9si neh\u00e9zs\u00e9ggel k\u00fczd\u0151 c\u00e9g sz\u00e1m\u00e1ra megfelel\u0151 megold\u00e1s, de j\u00f3l el\u0151k\u00e9sz\u00edtett esetben val\u00f3s seg\u00edts\u00e9get jelenthet. A cs\u0151dv\u00e9delem id\u0151t adhat a t\u00e1rsas\u00e1gnak arra, hogy hitelez\u0151ivel t\u00e1rgyaljon, fizet\u00e9si halad\u00e9kot kapjon, \u00e9s megpr\u00f3b\u00e1lja rendezni m\u0171k\u00f6d\u00e9s\u00e9t.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A sikeres cs\u0151delj\u00e1r\u00e1shoz ugyanakkor nem elegend\u0151 puszt\u00e1n a k\u00e9relem beny\u00fajt\u00e1sa. Sz\u00fcks\u00e9g van \u00e1tgondolt jogi el\u0151k\u00e9sz\u00edt\u00e9sre, rendezett iratanyagra, re\u00e1lis egyezs\u00e9gi koncepci\u00f3ra \u00e9s gyors \u00fcgyv\u00e9di k\u00f6zrem\u0171k\u00f6d\u00e9sre.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Amennyiben c\u00e9ge fizet\u00e9si neh\u00e9zs\u00e9ggel szembes\u00fcl, vagy felmer\u00fclt a cs\u0151delj\u00e1r\u00e1s, cs\u0151dv\u00e9delem, felsz\u00e1mol\u00e1si kock\u00e1zat vagy hitelez\u0151i egyezs\u00e9g lehet\u0151s\u00e9ge, \u00e9rdemes min\u00e9l el\u0151bb jogi tan\u00e1csot k\u00e9rni.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>There can be situations in the life of a business where temporary payment difficulties arise, but on the basis of the company&#8217;s operation, its client base or its business model there is still a realistic chance of reorganisation. In such cases liquidation proceedings are not necessarily the only possible route. In certain cases bankruptcy proceedings [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8383","post","type-post","status-publish","format-standard","hentry","category-egyeb"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"When is it worth initiating bankruptcy proceedings? 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Bankruptcy proceedings can only be successful if the petition is properly prepared in legal terms, the necessary documents are available, and the company has a reorganisation concept that is also meaningful for the creditors."}},{"@type":"Question","name":"What should be examined before bankruptcy proceedings?","acceptedAnswer":{"@type":"Answer","text":"Before initiating bankruptcy proceedings it is advisable to review at least the following questions: It is worth examining these questions together with a lawyer and with an accountant or tax adviser, because bankruptcy proceedings are at once a legal, a financial and a strategic decision."}},{"@type":"Question","name":"Bankruptcy proceedings or liquidation?","acceptedAnswer":{"@type":"Answer","text":"The purpose of bankruptcy proceedings and of liquidation proceedings is different. 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A petition prepared with gaps can result in loss of time, uncertainty or even the failure of the proceedings."}}],"inLanguage":"hu","breadcrumb":{"@id":"https:\/\/dobrocsi.com\/hu\/csodeljaras-es-csodvedelem\/#breadcrumblist"}},{"@type":"Organization","@id":"https:\/\/dobrocsi.com\/hu\/#organization","name":"Dobrocsi \u00dcgyv\u00e9di Iroda","description":"A Dobrocsi \u00dcgyv\u00e9di Iroda budapesti \u00fcgyv\u00e9di iroda, amely jogi tan\u00e1csad\u00e1st \u00e9s k\u00e9pviseletet ny\u00fajt mag\u00e1nszem\u00e9lyek, v\u00e1llalkoz\u00e1sok, p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nyek \u00e9s \u00f6nkorm\u00e1nyzatok r\u00e9sz\u00e9re, k\u00fcl\u00f6n\u00f6sen ingatlanjogi, t\u00e1rsas\u00e1gi jogi, munkajogi, peres, k\u00f6vetel\u00e9skezel\u00e9si \u00e9s fizet\u00e9sk\u00e9ptelens\u00e9gi \u00fcgyekben.","url":"https:\/\/dobrocsi.com\/hu\/","email":"office@dobrocsi.com","telephone":"+36703372333","foundingDate":"2008-02-15","numberOfEmployees":{"@type":"QuantitativeValue","minValue":2,"maxValue":10},"logo":{"@type":"ImageObject","url":"https:\/\/dobrocsi.com\/wp-content\/uploads\/2025\/08\/dobrocsi-logo.svg","@id":"https:\/\/dobrocsi.com\/hu\/csodeljaras-es-csodvedelem\/#organizationLogo","caption":"Dobrocsi \u00dcgyv\u00e9di Iroda"},"image":{"@id":"https:\/\/dobrocsi.com\/hu\/csodeljaras-es-csodvedelem\/#organizationLogo"},"address":{"@id":"https:\/\/dobrocsi.com\/hu\/#postaladdress","@type":"PostalAddress","streetAddress":"Pann\u00f3nia utca 30., II. emelet 2.","postalCode":"1136","addressLocality":"Budapest","addressRegion":"Budapest","addressCountry":"HU"}},{"@type":"Person","@id":"https:\/\/dobrocsi.com\/hu\/author\/dobrocsi\/#author","url":"https:\/\/dobrocsi.com\/hu\/author\/dobrocsi\/","name":"dobrocsi","image":{"@type":"ImageObject","@id":"https:\/\/dobrocsi.com\/hu\/csodeljaras-es-csodvedelem\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/d02f703e96989b1e7d06b65b6150c5783835046887136265b524970f07e3273b?s=96&d=mm&r=g","width":96,"height":96,"caption":"dobrocsi"}},{"@type":"WebSite","@id":"https:\/\/dobrocsi.com\/hu\/#website","url":"https:\/\/dobrocsi.com\/hu\/","name":"Dobrocsi \u00dcgyv\u00e9di Iroda","alternateName":"Dobrocsi \u00dcgyv\u00e9di Iroda Budapest","description":"Megb\u00edzhat\u00f3 \u00e9s szakszer\u0171 jogi k\u00e9pviselet mag\u00e1nszem\u00e9lyeknek \u00e9s v\u00e1llalkoz\u00e1soknak, t\u00f6bb mint 15 \u00e9v tapasztalattal.","inLanguage":"hu-HU","publisher":{"@id":"https:\/\/dobrocsi.com\/hu\/#organization"}}]},"og:locale":"hu_HU","og:site_name":"Dobrocsi \u00dcgyv\u00e9di Iroda - Megb\u00edzhat\u00f3 \u00e9s szakszer\u0171 jogi k\u00e9pviselet mag\u00e1nszem\u00e9lyeknek \u00e9s v\u00e1llalkoz\u00e1soknak, t\u00f6bb mint 15 \u00e9v tapasztalattal.","og:type":"article","og:title":"Bankruptcy Proceedings and Bankruptcy Protection \u2013 When Is Reorganisation a Solution?","og:description":"When is it worth initiating bankruptcy proceedings? Bankruptcy protection, payment moratorium, creditors\u2019 settlement and the importance of legal preparation.","og:url":"https:\/\/dobrocsi.com\/hu\/csodeljaras-es-csodvedelem\/","og:image":"https:\/\/dobrocsi.vsites.dev\/wp-content\/uploads\/2025\/08\/dobrocsi-logo.svg","og:image:secure_url":"https:\/\/dobrocsi.vsites.dev\/wp-content\/uploads\/2025\/08\/dobrocsi-logo.svg","article:published_time":"2026-06-14T13:58:02+00:00","article:modified_time":"2026-08-30T08:43:24+00:00","twitter:card":"summary_large_image","twitter:title":"Bankruptcy Proceedings and Bankruptcy Protection \u2013 When Is Reorganisation a Solution?","twitter:description":"When is it worth initiating bankruptcy proceedings? 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Ismerje meg a cs\u0151dv\u00e9delem, a fizet\u00e9si halad\u00e9k, a hitelez\u0151i egyezs\u00e9g lehet\u0151s\u00e9geit \u00e9s a jogi el\u0151k\u00e9sz\u00edt\u00e9s jelent\u0151s\u00e9g\u00e9t.","keywords":null,"keyphrases":{"focus":{"keyphrase":"cs\u0151delj\u00e1r\u00e1s","score":72},"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[{"id":"#aioseo-faq-page-rfrjs9qd","slug":"faq-page","graphName":"FAQPage","label":"FAQ","properties":{"name":"#post_title","description":"","questions":[{"question":"What does bankruptcy protection mean?","answer":"In everyday language, bankruptcy protection is the term often used for the payment moratorium to which the debtor is entitled during bankruptcy proceedings. This means that for a specified period the company is protected against the enforcement of creditors\u2019 claims, while it has the opportunity to conduct settlement negotiations with its creditors. According to the court\u2019s information notice, in bankruptcy proceedings the debtor is entitled to a payment moratorium which, as a general rule, lasts until midnight on the second working day following the 120th day after publication of the order opening the bankruptcy proceedings. Subject to the appropriate conditions the moratorium may be extended, and under the Bankruptcy Act the extended moratorium may last at most 365 days from the starting date of the bankruptcy proceedings."},{"question":"When can it make sense to initiate bankruptcy proceedings?","answer":"Bankruptcy proceedings may be a realistic solution if the company is not simply unable to operate, but is struggling with a temporary payment difficulty and there is a chance of reaching a settlement with its creditors. The possibility of bankruptcy proceedings may arise in particular where: At the same time, bankruptcy proceedings are not an appropriate tool in every case. If the company has no realistic operational prospects, has no expected revenue, or the chance of a settlement with the creditors is slim, bankruptcy proceedings alone will not solve the financial problem."},{"question":"Why is preparation important?","answer":"One of the most important parts of bankruptcy proceedings is preparation. Before the petition is filed, the company\u2019s debts, claims, contracts and pending matters must be reviewed, as well as what settlement offer can be made to the creditors. The court does not automatically rescue the company. Bankruptcy proceedings can only be successful if the petition is properly prepared in legal terms, the necessary documents are available, and the company has a reorganisation concept that is also meaningful for the creditors."},{"question":"What should be examined before bankruptcy proceedings?","answer":"Before initiating bankruptcy proceedings it is advisable to review at least the following questions: It is worth examining these questions together with a lawyer and with an accountant or tax adviser, because bankruptcy proceedings are at once a legal, a financial and a strategic decision."},{"question":"Bankruptcy proceedings or liquidation?","answer":"The purpose of bankruptcy proceedings and of liquidation proceedings is different. Bankruptcy proceedings are essentially reorganisation proceedings: their aim is that the debtor obtains a payment moratorium and reaches a settlement with its creditors. Liquidation, by contrast, is aimed at winding up an insolvent company without a legal successor. It is therefore important that the company does not start seeking legal assistance too late. The sooner the legal and financial review of the situation takes place, the greater the chance that the company can still find a reorganisation solution and does not have to reckon solely with the risk of liquidation."},{"question":"What can a lawyer do in bankruptcy proceedings?","answer":"The involvement of a lawyer may be needed at several points of the bankruptcy proceedings. This applies in particular to: In bankruptcy proceedings speed and accuracy are particularly important. A petition prepared with gaps can result in loss of time, uncertainty or even the failure of the proceedings."}]},"value":"faq-page"}]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":{"faqs":[],"keyPoints":[],"schemas":[],"titles":[],"descriptions":[],"socialPosts":{"email":[],"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2026-06-14 13:58:03","updated":"2026-10-10 05:15:05","seo_analyzer_scan_date":"2026-08-30 08:43:30","focus_keyword":"cs\u0151delj\u00e1r\u00e1s","additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/dobrocsi.com\/hu\/\" title=\"Home\">Home<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/dobrocsi.com\/hu\/category\/egyeb\/\" title=\"Egy\u00e9b\">Egy\u00e9b<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\tBankruptcy Proceedings and Bankruptcy Protection: When Can They Really Help a Company in Trouble?\n<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/dobrocsi.com\/hu\/"},{"label":"Egy\u00e9b","link":"https:\/\/dobrocsi.com\/hu\/category\/egyeb\/"},{"label":"Bankruptcy Proceedings and Bankruptcy Protection: When Can They Really Help a Company in Trouble?","link":"https:\/\/dobrocsi.com\/hu\/csodeljaras-es-csodvedelem\/"}],"_links":{"self":[{"href":"https:\/\/dobrocsi.com\/hu\/wp-json\/wp\/v2\/posts\/8383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dobrocsi.com\/hu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dobrocsi.com\/hu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dobrocsi.com\/hu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dobrocsi.com\/hu\/wp-json\/wp\/v2\/comments?post=8383"}],"version-history":[{"count":6,"href":"https:\/\/dobrocsi.com\/hu\/wp-json\/wp\/v2\/posts\/8383\/revisions"}],"predecessor-version":[{"id":8938,"href":"https:\/\/dobrocsi.com\/hu\/wp-json\/wp\/v2\/posts\/8383\/revisions\/8938"}],"wp:attachment":[{"href":"https:\/\/dobrocsi.com\/hu\/wp-json\/wp\/v2\/media?parent=8383"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dobrocsi.com\/hu\/wp-json\/wp\/v2\/categories?post=8383"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dobrocsi.com\/hu\/wp-json\/wp\/v2\/tags?post=8383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}