{"id":8474,"date":"2026-06-18T15:45:00","date_gmt":"2026-06-18T13:45:00","guid":{"rendered":"https:\/\/dobrocsi.com\/?p=8474"},"modified":"2026-08-30T11:38:11","modified_gmt":"2026-08-30T09:38:11","slug":"foglalo-vagy-eloleg","status":"publish","type":"post","link":"https:\/\/dobrocsi.com\/hu\/foglalo-vagy-eloleg\/","title":{"rendered":"Earnest Money or Advance Payment? Key Differences and Legal Considerations in Hungary"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Ingatlanv\u00e1s\u00e1rl\u00e1s, g\u00e9pj\u00e1rm\u0171-ad\u00e1sv\u00e9tel vagy m\u00e1s nagyobb \u00e9rt\u00e9k\u0171 \u00fcgylet eset\u00e9n gyakran felmer\u00fcl a k\u00e9rd\u00e9s, hogy a felek foglal\u00f3t vagy el\u0151leget fizessenek-e. B\u00e1r a h\u00e9tk\u00f6znapi sz\u00f3haszn\u00e1latban a k\u00e9t kifejez\u00e9st sokan azonos jelent\u00e9s\u0171nek tekintik, jogi szempontb\u00f3l l\u00e9nyeges k\u00fcl\u00f6nbs\u00e9g van k\u00f6z\u00f6tt\u00fck.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A k\u00fcl\u00f6nbs\u00e9g k\u00fcl\u00f6n\u00f6sen akkor v\u00e1lik fontoss\u00e1, ha a szerz\u0151d\u00e9s v\u00e9g\u00fcl nem teljes\u00fcl. Ilyenkor ugyanis nem mindegy, hogy az \u00e1tadott p\u00e9nz\u00f6sszeg foglal\u00f3nak vagy el\u0151legnek min\u0151s\u00fcl.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mi az el\u0151leg?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Az el\u0151leg a v\u00e9tel\u00e1r vagy a szolg\u00e1ltat\u00e1s ellen\u00e9rt\u00e9k\u00e9nek el\u0151re megfizetett r\u00e9sze.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Az el\u0151leg c\u00e9lja, hogy a vev\u0151 vagy megrendel\u0151 a teljes\u00edt\u00e9s el\u0151tt r\u00e9szben megfizesse a szerz\u0151d\u00e9s szerinti ellen\u00e9rt\u00e9ket. Az el\u0151leg azonban \u00f6nmag\u00e1ban nem szolg\u00e1l biztos\u00edt\u00e9kk\u00e9nt arra az esetre, ha a szerz\u0151d\u00e9s meghi\u00fasul.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mi t\u00f6rt\u00e9nik az el\u0151leggel, ha a szerz\u0151d\u00e9s meghi\u00fasul?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">F\u0151szab\u00e1ly szerint az el\u0151leg visszaj\u00e1r annak, aki azt megfizette.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ez azt jelenti, hogy ha a szerz\u0151d\u00e9s v\u00e9g\u00fcl nem j\u00f6n l\u00e9tre vagy nem teljes\u00fcl, az el\u0151leg \u00f6sszege \u00e1ltal\u00e1ban visszak\u00f6vetelhet\u0151. Term\u00e9szetesen ett\u0151l elt\u00e9r\u0151 jogk\u00f6vetkezm\u00e9nyek is felmer\u00fclhetnek, ha valamelyik f\u00e9l k\u00e1rt okozott a m\u00e1siknak, de az el\u0151leg \u00f6nmag\u00e1ban nem j\u00e1r a foglal\u00f3ra jellemz\u0151 szankci\u00f3s k\u00f6vetkezm\u00e9nyekkel.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mi a foglal\u00f3?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A foglal\u00f3 a szerz\u0151d\u00e9s teljes\u00edt\u00e9s\u00e9nek meger\u0151s\u00edt\u00e9s\u00e9re szolg\u00e1l\u00f3 p\u00e9nz\u00f6sszeg vagy m\u00e1s \u00e9rt\u00e9k.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A foglal\u00f3 egyik legfontosabb saj\u00e1toss\u00e1ga, hogy biztos\u00edtja a szerz\u0151d\u00e9s teljes\u00edt\u00e9s\u00e9t, \u00e9s meghat\u00e1rozott jogk\u00f6vetkezm\u00e9nyek kapcsol\u00f3dnak hozz\u00e1 arra az esetre, ha a szerz\u0151d\u00e9s valamelyik f\u00e9l hib\u00e1j\u00e1b\u00f3l meghi\u00fasul.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fontos tudni, hogy egy \u00e1tadott p\u00e9nz\u00f6sszeg csak akkor min\u0151s\u00fcl foglal\u00f3nak, ha a felek ezt egy\u00e9rtelm\u0171en \u00edgy hat\u00e1rozz\u00e1k meg.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mi t\u00f6rt\u00e9nik a foglal\u00f3val, ha a szerz\u0151d\u00e9s teljes\u00fcl?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ebben az esetben a foglal\u00f3 belesz\u00e1m\u00edt a v\u00e9tel\u00e1rba vagy az egy\u00e9b fizet\u00e9si k\u00f6telezetts\u00e9gbe.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mi t\u00f6rt\u00e9nik, ha a szerz\u0151d\u00e9s a foglal\u00f3t ad\u00f3 f\u00e9l hib\u00e1j\u00e1b\u00f3l hi\u00fasul meg?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A foglal\u00f3t ad\u00f3 f\u00e9l elvesz\u00edti a foglal\u00f3 \u00f6sszeg\u00e9t.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">P\u00e9ld\u00e1ul ha a vev\u0151 meggondolja mag\u00e1t, vagy nem tudja el\u0151teremteni a sz\u00fcks\u00e9ges p\u00e9nz\u00fcgyi fedezetet, az \u00e1tadott foglal\u00f3t rendszerint nem k\u00f6vetelheti vissza.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mi t\u00f6rt\u00e9nik, ha a szerz\u0151d\u00e9s a foglal\u00f3t kap\u00f3 f\u00e9l hib\u00e1j\u00e1b\u00f3l hi\u00fasul meg?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ebben az esetben a foglal\u00f3t kap\u00f3 f\u00e9l a foglal\u00f3 k\u00e9tszeres\u00e9t k\u00f6teles visszafizetni.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ez a szab\u00e1ly a szerz\u0151d\u00e9s teljes\u00edt\u00e9s\u00e9re \u00f6szt\u00f6nzi mindk\u00e9t felet, \u00e9s jelent\u0151s v\u00e9delmet biztos\u00edthat annak, aki a foglal\u00f3t \u00e1tadta.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mi t\u00f6rt\u00e9nik, ha egyik f\u00e9l sem felel\u0151s a meghi\u00fasul\u00e1s\u00e9rt?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ha a szerz\u0151d\u00e9s olyan okb\u00f3l hi\u00fasul meg, amely\u00e9rt egyik f\u00e9l sem felel\u0151s, vagy mindk\u00e9t f\u00e9l felel\u0151s, a foglal\u00f3 visszaj\u00e1r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">El\u00e9g egy foglal\u00f3s pap\u00edr?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A gyakorlatban gyakran el\u0151fordul, hogy a felek gyorsan szeretn\u00e9k \u201elefoglalni\u201d az ingatlant vagy m\u00e1s vagyont\u00e1rgyat, ez\u00e9rt egy r\u00f6vid nyilatkozatban r\u00f6gz\u00edtik a foglal\u00f3 \u00e1tad\u00e1s\u00e1t. Ez azonban sz\u00e1mos kock\u00e1zatot hordozhat mag\u00e1ban.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A foglal\u00f3 ugyanis \u00f6nmag\u00e1ban nem l\u00e9tezik, hanem mindig valamilyen szerz\u0151d\u00e9shez kapcsol\u00f3dik. Ahhoz, hogy egy \u00e1tadott p\u00e9nz\u00f6sszeg val\u00f3ban foglal\u00f3nak min\u0151s\u00fclj\u00f6n, sz\u00fcks\u00e9ges, hogy a felek az alapul szolg\u00e1l\u00f3 \u00fcgylet l\u00e9nyeges felt\u00e9teleiben is meg\u00e1llapodjanak.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/dobrocsi.com\/hu\/ingatlanjog\/\">Ingatlan-ad\u00e1sv\u00e9tel<\/a>eset\u00e9n tipikusan ilyen l\u00e9nyeges felt\u00e9tel:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>a vev\u0151 \u00e9s az elad\u00f3 szem\u00e9lye;<\/li>\n\n\n\n<li>az ingatlan pontos azonos\u00edt\u00e1sa;<\/li>\n\n\n\n<li>a v\u00e9tel\u00e1r \u00f6sszege;<\/li>\n\n\n\n<li>a fizet\u00e9s m\u00f3dja \u00e9s \u00fctemez\u00e9se;<\/li>\n\n\n\n<li>a birtokbaad\u00e1s tervezett id\u0151pontja.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ha ezek a felt\u00e9telek nem tiszt\u00e1zottak, k\u00e9s\u0151bb vita alakulhat ki arr\u00f3l, hogy egy\u00e1ltal\u00e1n l\u00e9trej\u00f6tt-e olyan meg\u00e1llapod\u00e1s, amelyhez a foglal\u00f3 jogk\u00f6vetkezm\u00e9nyei kapcsol\u00f3dhatnak.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9ppen ez\u00e9rt a gyakorlatban nem elegend\u0151 puszt\u00e1n egy \u201efoglal\u00f3 \u00e1tv\u00e9teli elismerv\u00e9nyt\u201d k\u00e9sz\u00edteni. C\u00e9lszer\u0171 m\u00e1r a foglal\u00f3 \u00e1tad\u00e1sakor \u00edr\u00e1sban r\u00f6gz\u00edteni az \u00fcgylet legfontosabb felt\u00e9teleit, hogy a felek jogai \u00e9s k\u00f6telezetts\u00e9gei egy\u00e9rtelm\u0171ek legyenek.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Foglal\u00f3 vagy el\u0151leg ingatlan-ad\u00e1sv\u00e9teln\u00e9l?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Az ingatlan-ad\u00e1sv\u00e9teli gyakorlatban a foglal\u00f3 alkalmaz\u00e1sa rendk\u00edv\u00fcl gyakori.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A foglal\u00f3 azt jelzi, hogy a felek komoly sz\u00e1nd\u00e9kkal k\u00edv\u00e1nj\u00e1k megk\u00f6tni \u00e9s teljes\u00edteni az ad\u00e1sv\u00e9teli szerz\u0151d\u00e9st. Ugyanakkor a foglal\u00f3 \u00e1tad\u00e1sa el\u0151tt c\u00e9lszer\u0171 megvizsg\u00e1lni az ingatlan jogi helyzet\u00e9t, a finansz\u00edroz\u00e1s m\u00f3dj\u00e1t \u00e9s az esetleges kock\u00e1zatokat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">K\u00fcl\u00f6n\u00f6sen fontos k\u00f6r\u00fclm\u00e9ny lehet, ha a vev\u0151 bankhitelb\u0151l k\u00edv\u00e1nja finansz\u00edrozni a v\u00e9tel\u00e1r egy r\u00e9sz\u00e9t. Egy nem megfelel\u0151en megfogalmazott meg\u00e1llapod\u00e1s eset\u00e9n ugyanis el\u0151fordulhat, hogy a vev\u0151 a hitelk\u00e9relem elutas\u00edt\u00e1sa eset\u00e9n is elvesz\u00edti a foglal\u00f3t.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ez\u00e9rt a foglal\u00f3 \u00e1tad\u00e1s\u00e1t megel\u0151z\u0151en c\u00e9lszer\u0171 minden l\u00e9nyeges felt\u00e9telt pontosan tiszt\u00e1zni \u00e9s megfelel\u0151en dokument\u00e1lni.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">A leggyakoribb t\u00e9vhitek<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">\"A foglal\u00f3 mindig visszaj\u00e1r.\"<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Nem igaz. Ha a szerz\u0151d\u00e9s a foglal\u00f3t ad\u00f3 f\u00e9l hib\u00e1j\u00e1b\u00f3l hi\u00fasul meg, a foglal\u00f3 elveszik.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\"Az el\u0151leg ugyanaz, mint a foglal\u00f3.\"<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Nem igaz. Az el\u0151leg f\u0151szab\u00e1ly szerint visszaj\u00e1r, m\u00edg a foglal\u00f3hoz speci\u00e1lis jogk\u00f6vetkezm\u00e9nyek kapcsol\u00f3dnak.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u201eHa p\u00e9nzt adtam \u00e1t, az automatikusan foglal\u00f3.\u201d<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Nem felt\u00e9tlen\u00fcl. Ahhoz, hogy az \u00e1tadott \u00f6sszeg foglal\u00f3nak min\u0151s\u00fclj\u00f6n, annak a felek meg\u00e1llapod\u00e1s\u00e1b\u00f3l egy\u00e9rtelm\u0171en ki kell der\u00fclnie.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\"El\u00e9g egy egyszer\u0171 foglal\u00f3s pap\u00edr.\"<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Sok esetben nem. A foglal\u00f3 csak akkor tudja bet\u00f6lteni a rendeltet\u00e9s\u00e9t, ha a felek az alapul szolg\u00e1l\u00f3 \u00fcgylet l\u00e9nyeges felt\u00e9teleiben is meg\u00e1llapodtak.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mire figyelj\u00fcnk a szerz\u0151d\u00e9s megk\u00f6t\u00e9se el\u0151tt?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A foglal\u00f3 \u00e1tad\u00e1sa el\u0151tt \u00e9rdemes k\u00fcl\u00f6n\u00f6sen k\u00f6r\u00fcltekint\u0151en elj\u00e1rni.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e9lszer\u0171 tiszt\u00e1zni t\u00f6bbek k\u00f6z\u00f6tt:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>pontosan mekkora \u00f6sszeg min\u0151s\u00fcl foglal\u00f3nak;<\/li>\n\n\n\n<li>milyen hat\u00e1rid\u0151kkel kell sz\u00e1molni;<\/li>\n\n\n\n<li>milyen felt\u00e9telek mellett ker\u00fcl sor a teljes\u00edt\u00e9sre;<\/li>\n\n\n\n<li>mi t\u00f6rt\u00e9nik hitelfelv\u00e9tel meghi\u00fasul\u00e1sa eset\u00e9n;<\/li>\n\n\n\n<li>milyen jogk\u00f6vetkezm\u00e9nyei vannak a szerz\u0151d\u00e9s meghi\u00fasul\u00e1s\u00e1nak;<\/li>\n\n\n\n<li>sz\u00fcks\u00e9ges-e tov\u00e1bbi biztos\u00edt\u00e9k alkalmaz\u00e1sa.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ingatlan-ad\u00e1sv\u00e9tel eset\u00e9n k\u00fcl\u00f6n\u00f6sen <a href=\"https:\/\/dobrocsi.com\/hu\/jogi-tanacsadas-altalanos\/\">aj\u00e1nlott \u00fcgyv\u00e9d k\u00f6zrem\u0171k\u00f6d\u00e9se<\/a> m\u00e1r a foglal\u00f3 \u00e1tad\u00e1s\u00e1t megel\u0151z\u0151en, mert egy hi\u00e1nyos vagy pontatlan meg\u00e1llapod\u00e1s jelent\u0151s anyagi kock\u00e1zatot eredm\u00e9nyezhet.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u00d6sszegz\u00e9s<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A foglal\u00f3 \u00e9s az el\u0151leg k\u00f6z\u00f6tti k\u00fcl\u00f6nbs\u00e9g nem csup\u00e1n jogi elm\u00e9leti k\u00e9rd\u00e9s, hanem jelent\u0151s gyakorlati k\u00f6vetkezm\u00e9nyekkel j\u00e1rhat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00edg az el\u0151leg f\u0151szab\u00e1ly szerint visszaj\u00e1r, a foglal\u00f3 elveszhet vagy ak\u00e1r k\u00e9tszeresen is visszafizetend\u0151 lehet a szerz\u0151d\u00e9s meghi\u00fasul\u00e1s\u00e1nak k\u00f6r\u00fclm\u00e9nyeit\u0151l f\u00fcgg\u0151en.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A k\u00e9s\u0151bbi vit\u00e1k elker\u00fcl\u00e9se \u00e9rdek\u00e9ben c\u00e9lszer\u0171 m\u00e1r a foglal\u00f3 \u00e1tad\u00e1sakor egy\u00e9rtelm\u0171en meghat\u00e1rozni a felek jogait \u00e9s k\u00f6telezetts\u00e9geit, valamint az \u00fcgylet valamennyi l\u00e9nyeges felt\u00e9tel\u00e9t.<\/p>","protected":false},"excerpt":{"rendered":"<p>When buying real estate, a vehicle or entering into another high-value transaction, the question often arises whether the parties should pay earnest money (foglal\u00f3) or an advance payment (el\u0151leg). Although in everyday usage many treat the two terms as synonyms, from a legal perspective there is a significant difference between them. The difference becomes especially [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8474","post","type-post","status-publish","format-standard","hentry","category-egyeb"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"Earnest money or advance payment? Learn the key differences, the rules on repayment and what to watch out for when signing a Hungarian real estate or other contract.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"dobrocsi\"\/>\n\t<meta name=\"google-site-verification\" content=\"y0NvV4YsdRIHcc1vLsLg15RK91ZKc-Kf8XgGo0LizHM\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/dobrocsi.com\/hu\/foglalo-vagy-eloleg\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 5.0.3\" \/>\n\t\t<meta property=\"og:locale\" content=\"hu_HU\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Dobrocsi \u00dcgyv\u00e9di Iroda - Megb\u00edzhat\u00f3 \u00e9s szakszer\u0171 jogi k\u00e9pviselet mag\u00e1nszem\u00e9lyeknek \u00e9s v\u00e1llalkoz\u00e1soknak, t\u00f6bb mint 15 \u00e9v tapasztalattal.\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Earnest Money or Advance Payment? 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Key Differences Under Hungarian Law","og:description":"Earnest money or advance payment? Learn the key differences, the rules on repayment and what to watch out for when signing a Hungarian real estate or other contract.","og:url":"https:\/\/dobrocsi.com\/hu\/foglalo-vagy-eloleg\/","og:image":"https:\/\/dobrocsi.vsites.dev\/wp-content\/uploads\/2025\/08\/dobrocsi-logo.svg","og:image:secure_url":"https:\/\/dobrocsi.vsites.dev\/wp-content\/uploads\/2025\/08\/dobrocsi-logo.svg","article:published_time":"2026-06-18T13:45:00+00:00","article:modified_time":"2026-08-30T09:38:11+00:00","twitter:card":"summary_large_image","twitter:title":"Earnest Money or Advance Payment? Key Differences Under Hungarian Law","twitter:description":"Earnest money or advance payment? 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One of the most important characteristics of earnest money is that it secures the performance of the contract, with specific legal consequences attached in case the contract falls through due to the fault of either party. It is important to know that a sum handed over only qualifies as earnest money if the parties expressly designate it as such."},{"question":"What Happens to the Earnest Money If the Contract Is Performed?","answer":"In this case, the earnest money is credited towards the purchase price or other payment obligation."},{"question":"What Happens If the Contract Falls Through Due to the Fault of the Party Who Gave the Earnest Money?","answer":"The party who gave the earnest money loses the amount. For example, if the buyer changes their mind or cannot raise the necessary funds, they generally cannot reclaim the earnest money handed over."},{"question":"What Happens If the Contract Falls Through Due to the Fault of the Party Who Received the Earnest Money?","answer":"In this case, the party who received the earnest money must repay twice its amount. This rule encourages both parties to perform the contract and can provide significant protection to the party who handed over the earnest money."},{"question":"What Happens If Neither Party Is Responsible for the Failure?","answer":"If the contract falls through for a reason for which neither party is responsible, or for which both parties are responsible, the earnest money must be returned."},{"question":"Is a Simple Earnest Money Receipt Enough?","answer":"In practice, parties often want to quickly \u201creserve\u201d the property or other asset, so they record the handover of the earnest money in a short declaration. 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